Why work with Sure Ground Assets?
We have many areas to our business, including:
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Legal support
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Financial Planning & Propositions
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Estate Agency
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Rental Solutions: Long & Short-term holiday
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Last Will & Testament Solutions
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Maintenance Support
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Design & Architecture
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Land Topography & Ordinance Surveys
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Building & Renovation
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Insurance
What is a Property Portfolio?
A property portfolio refers to a collection of real estate assets owned by an individual, company, or investment group. These properties can vary widely in type and purpose, and they might include:
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Residential Properties: Houses, apartments, condominiums, and other properties intended for personal living spaces or rental income.
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Commercial Properties: Office buildings, retail spaces, warehouses, and other properties used for business activities.
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Industrial Properties: Factories, manufacturing plants, and storage facilities.
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Mixed-Use Properties: Buildings that combine residential, commercial, and sometimes industrial spaces within a single structure or complex.
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Land: Undeveloped plots that may be held for future development or investment purposes.
It's a strategic catalogue of current and past real estate deals, whether rental properties, rehabs, or REITs (Real Estate Investment Trusts), to earn monetary returns.
What is the 1% Rule for Investment Property?
The 1% rule of real estate investing measures the price of the investment property against the gross income it will generate. For a potential investment to pass the 1% rule, its monthly rent must be equal to or no less than 1% of the purchase price.
What Percentage of Portfolio should be in Property?
It is commonly agreed that allocating between 25 and 40 percent of your net worth to real estate (including your home) allows you to capitalize on the advantages of real estate ownership while giving you plenty of flexibility to pursue other avenues of investment and wealth development.
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To simplify the calculation, divide your assets list into four categories and assign a monetary value to each:
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Tangible assets: These are items of value that have physical properties. This is where real estate factors into your net worth and also includes things like furniture, cars, collectibles, and more.​​
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Equity assets: These are your ownership in businesses, including stocks, investments in partnerships, retirement accounts, life insurance cash value, etc.​
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Cash and cash equivalents: These refer to cash you own and other short-term highly liquid investments, such as money market accounts, checking accounts, savings accounts, etc.​
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Fixed income: These are long-term investments that pay a fixed amount of interest on a fixed schedule, such as bonds.
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These can be divided into two categories:
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Secured debts: These include car loans, home equity loans, mortgages, etc.​​
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Unsecured debts: These included credit card debt, student loans, personal loans, taxes that are due, medical bills, etc.
Why Build a Property Portfolio?
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Wealth Creation: Real estate can be a significant source of long-term wealth and financial stability.
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Passive Income: Rental properties, in particular, can provide a steady stream of passive income.
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Diversification of Investments: Adding real estate to an investment portfolio can provide diversification, reducing reliance on stocks, bonds, or other assets.
In summary, a property portfolio is a strategic collection of real estate assets intended to generate income, appreciate in value, or serve other financial goals for the owner.